No one really wants to think about being in a car accident, but the known statistics say that the situation is quite common. You will be better equipped to handle the situation, should it arise, if you have the proper knowledge in mind.
You may be frazzled if you’re in a vehicle collision, but a trained mind will remember important steps to take in the heat of the moment. Take some time now to read through a few things you’ll need to remember if you’re involved in a vehicle accident.
Check the well-being of everyone involved
The first thing you want to do after your vehicle comes to a complete stop is to check the well-being of everyone in your vehicle.
If there are severe injuries, notify the police as quickly as possible. Don’t move a person who is severely injured. If everyone in your vehicle is okay, you can move on to the next step.
Move your vehicle to a safe place
Most people believe that moving your vehicle after an accident is illegal or breaks the rules of your insurance in some way. It’s not true. Don’t believe everything you hear.
You’re perfectly within your rights to move your vehicle out of the way of traffic and into a safer space until help arrives. In fact, local authorities would rather handle your accident on the side of the road rather than in the middle of it.
Notify the local authorities
Now it’s time to call the local authorities. It’s likely that someone else had already notified the police, but it’s wise to go ahead and make the phone call yourself. Call 911, and follow through with your report as directed. Police have to write up a detailed report on the incident for future reference.
Gather key information at the scene
The police will gather information if you’re involved in an accident, but it’s good to keep your own records. If you’re involved in an auto accident with a delivery driver (or something to the effect), you will need plenty of documentation to get the compensation you deserve for your injuries. Insurance companies and legal representatives will need all the help they can get to substantiate your injury claims.
Call your insurance agent to file a claim
Your auto insurance agent should be your first call once you are safely home. The sooner you notify your insurance agent, the faster you will be able to settle your insurance claim.
Depending on the details of the accident, starting your claim as soon as possible could be a big helper on the length of time you’ll have to wait before getting back on the road.